Back in February of '06, the State of Washington got a judgement against me for overpayment for unemployment. My employer reported a hire date and (stupid me) I kept claiming unemployment like a giddy schoolgirl getting free money so I was getting paid from them and my job. I do understand that this was fraud and there was no excuse for it. However, I moved to Alaska, so I didn't receive notice that the money was owed. One day, I tried to make my car payment and it didn't go through. My bank account had been frozen. I called my bank and tracked down why my funds were unavailable and they gave me the only info they had - a phone number. It turned out to be the Employment Security Dept for the state of Washington. Long story short, I got them to unfreeze my account and I made payment arrangements. My question after all this is: Since I was never served with a court summons, can I have the judgement removed from my credit report? It seems a bit unfair to have a judgement on your record when you did not even get the chance to defend yourself in court.
Scores: TU (FICO8): 781, EQ (FICO8): 798, EX (FICO8): 788
In my wallet: Chase Sapphire Preferred: 16,000 | Chase Slate Edge: 8,100 | Bilt World Elite Mastercard: 16,000 | Fidelity Rewards Visa Signature: 8,500 | PenFed Visa Gold: 12,500 | Penfed Pathfinder: 15,000 | Apple Card: 6,500 | Lowe's: 35,000 | Northern Skies FCU Platinum: 15,000 | Kohls: 3,000
Mortgage 11/20
