Ouch. Juniper is also not a favorite of mine from years back. To be safe, You might not want to PIF until after the other balance reductions post to the CRA. Worst Case (perhaps unlikely) They might take the oppertunity to close an account and hurt your AAoA.
From a single score pull is their a limit of time a bank may make a decision to act on it like 60 days? After which he should be safe...
