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Just got added as an AU

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GoHooterGo
Regular Contributor

Just got added as an AU

I just got added to my father's Lowes Synchrony Bank card, which always is paid in full and has been open 26 years.

 

My AAoA is 3.9 Years, and my oldest Account is 12 Years Old.

 

How long before I can reasonably expect this account to appear on my reports? (Assuming the CRA'S post it) but we obviously have the same last name and it required my birthdate when adding me.

Starting Scores FICO8 - 02-23-2022



Current Scores FICO8


Message 1 of 3
2 REPLIES 2
RSX
Valued Contributor

Re: Just got added as an AU

I think it will show in 30 days or less

 

sounds like you will get a good age bump.  

Dec 16/2019. EX. 721. EQ. 723. TU 746
Jan 25/2024 EX. 774 EQ. 751 TU 758
Inq. EX 2 EQ 3 TU 6 - - CC 2x24, 0x12
Amex BCP $35k - Apple GS $21k - BMW/Elan $19k - Cap1 QS $16.7k - Chase Amazon $13.6k - Chase Bonvoy Bountiful $10k - Chase United Club Infinite $26k - Citi CustomCash $3k - Citi DC $14.5k - CreditUnion1 $9k - DiscoverIT $31.5k - PayBoo - $15.6k - Penfed Gold - $19.3k - USB AltitudeGO -$19k- USBank Cash+ -$25k - PenFed LOC - $20k - USB LOC - $15k
Message 2 of 3
GoHooterGo
Regular Contributor

Re: Just got added as an AU

Looks like I got a 20 point boost. Equifax is the only one to report it so far, but 627 to 647.

 

Hoping/Waiting for the other 2 to report it. Apparently it was reported April 1st.

 

Also, I've noticed TU is SLOW to report...

Starting Scores FICO8 - 02-23-2022



Current Scores FICO8


Message 3 of 3
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