I'm a self-supporting adult who has a few of my own credit cards but they are totaling about $8,000 in debt spread over a few cards. However, I had forgotten that I was still authorized on one of my parent's credit cards, from a few years back, when I was a full-time college student. This card has something like $33,000 out of $37,000 used up and I was told by a loan officer that this was definitely hurting my credit. The debt has never been mine, I only used the card for small purchases, emergencies, etc, its basically all my parents' debt. I had my mom remove me from the account today so I am hoping it will automatically disappear from my credit report but I am wondering if I need to be more pro-active in making sure this goes away. Any advice is appreciated.
