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Lag time between TC update and Fico score change?

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Anonymous
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Lag time between TC update and Fico score change?

OK, like a lot of others here I subscribe to True Credit to monitor changes in my report and FAKOs (I admit, daily) and then if there is a huge move I check my FICO. Any of you other credit junkies figure out how long it takes for FICO to get the info (esp. from Experian) and update your FICO? I'd hate to pay the $50 and find out it hasn't been updated.
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Anonymous
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Re: Lag time between TC update and Fico score change?

I pulled my eq report from equifax's site.  My score jumped up 5 pts.  the next day I got an alert from myfico.  So, I would say 1 day.
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Anonymous
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Re: Lag time between TC update and Fico score change?



kahuna wrote:
OK, like a lot of others here I subscribe to True Credit to monitor changes in my report and FAKOs (I admit, daily) and then if there is a huge move I check my FICO. Any of you other credit junkies figure out how long it takes for FICO to get the info (esp. from Experian) and update your FICO? I'd hate to pay the $50 and find out it hasn't been updated.

You score is based on a snapshot of your credit report. Whatever is on your report when you pull your score is what your score is based on.
 
Each time you pull your score with FICO, they analyze your credit report to calculate your score.
 
So, whatever EX has on your report when you pull your score will be what the score is based on.
 
I do believe EQ scores FROM EQ are true FICO scores.
Message 3 of 3
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