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I have a Creditor that I defaulted on in March 2006 but they are showing the last reported date as of September 2010. Are they legally allowed to continue to report it every month or can I dispute this to say "Last Reported" date of March 2006?
@alexisandjosh wrote:I have a Creditor that I defaulted on in March 2006 but they are showing the last reported date as of September 2010. Are they legally allowed to continue to report it every month or can I dispute this to say "Last Reported" date of March 2006?
They can report whenever they want or not at all. The September 2010 date just means they updated their records.
From a BK years ago to:
EX - 9/09 pulled by lender 802
EQ - 7/06-663, 3/10-800
TU - 8/10-772
You can do the same thing with hard work