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Late Payment Reported After Account Closed

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Anonymous
Not applicable

Re: Late Payment Reported After Account Closed

I sent a goodwill letter and got a call back from the EO asking for the months I was late. He said he'll call me back in a little while. Fingers crossed!!
Message 11 of 12
DaveInAZ
Senior Contributor

Re: Late Payment Reported After Account Closed


@Anonymous wrote:

From what I've seen the limit usually goes away, so you are adding to your debt numerator while nothing is added to the denominator (total credit limits) which means the account is adversely impacting your utilization in the worst way until the debt is gone on that account.


Thanks for the info. I've always paid an account in full before closing, I think I'll continue that practice.

 

And good luck Anaki902 in your goodwill letter & getitng the late removed.

Message 12 of 12
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