Late Payment

[allegra37]

I have a good payment history never late before. I forgot one of my Chase card is late less than 1 day. It never happened before and I also set up the autopay. I called the Card services they returned the late fee. Do they report to credit file this late month or it doesn't effect for the first time ? 

[Remedios]

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@allegra37 wrote:

I have a good payment history never late before. I forgot one of my Chase card is late less than 1 day. It never happened before and I also set up the autopay. I called the Card services they returned the late fee. Do they report to credit file this late month or it doesn't effect for the first time ? 

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Where you late only one day past due date? 

[Berk]

Has to be 30 days or more. I've missed payments by up to a week before and other than having to pay the late fee, no impact to my credit score.

[allegra37]

Its 1 day maybe 8 hours after cut off time next day.

[Remedios]

It wont be reported as late payment. 

I'd be really careful to avoid any future payment issues, though. 

[Anonymous]

Late payment has a charge

[CreditInspired]

Hi there

Less than 30 days late will not be reported to the credit bureaus; however, Chase keeps its own internal records. So as Remedios said, just make sure your payments are paid by the due date so you won't have another scare.