Well evidently I can't be matched with any lenders, even though there is no hard pull on any of my CRs.......
Thank you for using the LendingTree and Costco mortgage Program.
Unfortunately, based on the information you provided, we were unable to
match you with any of the mortgage lenders currently participating in
The LendingTree Network. Please understand that this is not an
evaluation of your credit worthiness and should not adversely affect your
credit report.
If you would like to know the specific reasons we were unable to
successfully match you with a participating lender, you must send YOUR NAME,
SOCIAL SECURITY NUMBER, ADDRESS AND SPECIFIC REQUEST within 60 days of
the date of this notice to LendingTree, LLC (formerly LendingTree,
Inc.), ATTN: Request For Reasons, PMB 008 15105-D John J. Delaney Drive,
Charlotte, NC 28277. We will provide you with a statement of the reasons
within 30 days after receiving your request. AGAIN, YOU MUST INCLUDE
YOUR NAME, SOCIAL SECURITY NUMBER, ADDRESS AND SPECIFIC REQUEST.
Because the Q-form you completed may be considered an application for
purposes of the Equal Credit Opportunity Act, we have elected to provide
you with several important notices. However, please be advised that
LendingTree is not a creditor and is not responsible for the lending
criteria supplied by lenders, which were used to analyze your information.
In addition to the information you provided on your Q-form, the results
produced by our lender matching system may have been based in whole or
in part on information obtained from:
TRANS UNION CORPORATION
P.O. Box 2000
Chester, PA. 19022
800-888-4213
You have the right under the Fair Credit Reporting Act to know the
information in your credit file at the consumer reporting agency and to
receive a free copy of your credit report, if you request it from the
consumer reporting agency within 60 days after you receive this notice. To
obtain a free copy of your credit report, send your name, address and
social security number to:
Trans Union
P.O. Box 1000
Chester, PA 19022
or call toll free at (800) 916-8800
You may also wish to contact your local consumer protection agency to
learn of any rights you may have under state law.
If you find that any of the information contained in the report you
receive is inaccurate or incomplete, you have the right to dispute the
matter with the consumer reporting agency. However, be advised that the
consumer reporting agency did not determine that no lender match could
be made and is unable to supply specific reasons why no match was made.
NOTICE
The Federal Equal Credit Opportunity Act prohibits creditors from
discriminating against credit applicants on the basis of race, color,
religion, national origin, sex, marital status, age (provided the applicant
has the capacity to enter into a binding contract), because all or part
of the applicant's income derives from any public assistance program,
or because the applicant has in good faith exercised any right under the
Consumer Credit Protection Act. The federal agency that administers
compliance with this law is the Federal Trade Commission, Equal Credit
Opportunity, Washington, DC 20580.
