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Little error, likely not worth bothering about.

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MattH
Senior Contributor

Little error, likely not worth bothering about.

I just noticed a minor error that's been on my reports for years (I "print" as PDF whenever I pull them so I had old ones to check as well), at this point I don't suppose it's worth the trouble trying to get it fixed and all my scores have been over 770 for years.

Anyway, the error: it shows an auto loan I paid off in 2000 as an "unsecured" installment loan instead of as a loan secured by a lien on the auto title. It has the name of the bank, original loan amount, date I paid it off, and all that correct, only the type of loan is in error. Dunno why I never noticed this little item before, don't suppose it makes much if any difference how a tradeline with not baddies that old gets categorized.

But if such an error were made with a current account, would it be worth addressing?
TU 791 02/11/2013, EQ 800 1/29/2011 , EX Plus FAKO 812, EX Vantage Score 955 3/19/2010 wife's EQ 9/23/2009 803
EX always was my highest when we could pull all three
Always remember: big print giveth, small print taketh away
If you dunno what tanstaafl means you must Google it
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Anonymous
Not applicable

Re: Little error, likely not worth bothering about.

IMO  I wouldn't touch it. Too many things can go wrong on a closed loan....like a complete delete.
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