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Looking for Credit Bureau Online Accounts Info - Any Help Mods?

Repairman
Established Contributor

Looking for Credit Bureau Online Accounts Info - Any Help Mods?

I hate when this happens. I had a discussion with some posters a few weeks back and they explained the 3 different CB websites, and what you get for free with each, and/or what you have to pay for, and how you can get information from them for free. I can not seem to find those posts and have no idea what subject title they were under. Can anyone point me in the right direction? Or, if not, help me out with answers. Thanks.

4 REPLIES 4
AllZero
Mega Contributor

Re: Looking for Credit Bureau Online Accounts Info - Any Help Mods?

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@Repairman wrote:

I hate when this happens. I had a discussion with some posters a few weeks back and they explained the 3 different CB websites, and what you get for free with each, and/or what you have to pay for, and how you can get information from them for free. I can not seem to find those posts and have no idea what subject title they were under. Can anyone point me in the right direction? Or, if not, help me out with answers. Thanks.


Did you post in that thread? If yes, have you gone back to your profile and look at your old posts?

 

https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/869837

Repairman
Established Contributor

Re: Looking for Credit Bureau Online Accounts Info - Any Help Mods?

Message contains a hyperlink

@AllZero wrote:

@Repairman wrote:

I hate when this happens. I had a discussion with some posters a few weeks back and they explained the 3 different CB websites, and what you get for free with each, and/or what you have to pay for, and how you can get information from them for free. I can not seem to find those posts and have no idea what subject title they were under. Can anyone point me in the right direction? Or, if not, help me out with answers. Thanks.


Did you post in that thread? If yes, have you gone back to your profile and look at your old posts?

 

https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/869837


Yes, I did, and I did go back. That's the crazy part. I went through many of my old posts, where I thought the conversation took place and I still can't find it.  Smiley Sad

AllZero
Mega Contributor

Re: Looking for Credit Bureau Online Accounts Info - Any Help Mods?

Message contains a hyperlink

@Repairman wrote:

@AllZero wrote:

@Repairman wrote:

I hate when this happens. I had a discussion with some posters a few weeks back and they explained the 3 different CB websites, and what you get for free with each, and/or what you have to pay for, and how you can get information from them for free. I can not seem to find those posts and have no idea what subject title they were under. Can anyone point me in the right direction? Or, if not, help me out with answers. Thanks.


Did you post in that thread? If yes, have you gone back to your profile and look at your old posts?

 

https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/869837


Yes, I did, and I did go back. That's the crazy part. I went through many of my old posts, where I thought the conversation took place and I still can't find it.  Smiley Sad


To answer your question in regards to free or almost free 3B  reports...

 

Free or $1 you can obtain your 3 bureau FICO 8 scores and reports at Experian or CreditCheckTotal (part of Experian). Cancel in 7 day or less to avoid the re-occurring monthly charge. Wash, Rinse, and Repeat as needed.

AnnualCreditReport. Free weekly 3 bureau online reports through April 2021.

Free credit reports (disregard the VantageScore 3.0 score) at:
Credit Karma for weekly TU and EQ reports.
WalletHub for daily TU report.

BAD_UP
Established Contributor

Re: Looking for Credit Bureau Online Accounts Info - Any Help Mods?

Message contains a hyperlink

CreditScorecard 


@AllZero wrote:

@Repairman wrote:

@AllZero wrote:

@Repairman wrote:

I hate when this happens. I had a discussion with some posters a few weeks back and they explained the 3 different CB websites, and what you get for free with each, and/or what you have to pay for, and how you can get information from them for free. I can not seem to find those posts and have no idea what subject title they were under. Can anyone point me in the right direction? Or, if not, help me out with answers. Thanks.


Did you post in that thread? If yes, have you gone back to your profile and look at your old posts?

 

https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/869837


Yes, I did, and I did go back. That's the crazy part. I went through many of my old posts, where I thought the conversation took place and I still can't find it.  Smiley Sad


To answer your question in regards to free or almost free 3B  reports...

 

Free or $1 you can obtain your 3 bureau FICO 8 scores and reports at Experian or CreditCheckTotal (part of Experian). Cancel in 7 day or less to avoid the re-occurring monthly charge. Wash, Rinse, and Repeat as needed.

AnnualCreditReport. Free weekly 3 bureau online reports through April 2021.

Free credit reports (disregard the VantageScore 3.0 score) at:
Credit Karma for weekly TU and EQ reports.
WalletHub for daily TU report.


In addition to @AllZero you can also check your EX FICO8 for free CreditScorecard 

Good Luck👍




Starting Score: 541
Nov 15 2020 score: EQ FICO8 635, TU8 636, EX8 644
Dec 15 2020 score: EQ FICO8 633, TU8 658, EX8 661
Jan 15 2021 Score EQ FICO8 698, TU8 689, EX8 706
Feb15 2021 Score EQ FICO8 704, TU8 702 , EX8 712 Goal Score: All Scores 760+,

In the garden since 1/28/21
Recently App. 1/3/21 & 1/23/21
What will you attempt to do if you knew could not Fail?