I hate when this happens. I had a discussion with some posters a few weeks back and they explained the 3 different CB websites, and what you get for free with each, and/or what you have to pay for, and how you can get information from them for free. I can not seem to find those posts and have no idea what subject title they were under. Can anyone point me in the right direction? Or, if not, help me out with answers. Thanks.
@Repairman wrote:I hate when this happens. I had a discussion with some posters a few weeks back and they explained the 3 different CB websites, and what you get for free with each, and/or what you have to pay for, and how you can get information from them for free. I can not seem to find those posts and have no idea what subject title they were under. Can anyone point me in the right direction? Or, if not, help me out with answers. Thanks.
Did you post in that thread? If yes, have you gone back to your profile and look at your old posts?
https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/869837
@AllZero wrote:
@Repairman wrote:I hate when this happens. I had a discussion with some posters a few weeks back and they explained the 3 different CB websites, and what you get for free with each, and/or what you have to pay for, and how you can get information from them for free. I can not seem to find those posts and have no idea what subject title they were under. Can anyone point me in the right direction? Or, if not, help me out with answers. Thanks.
Did you post in that thread? If yes, have you gone back to your profile and look at your old posts?
https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/869837
Yes, I did, and I did go back. That's the crazy part. I went through many of my old posts, where I thought the conversation took place and I still can't find it. ![]()
@Repairman wrote:
@AllZero wrote:
@Repairman wrote:I hate when this happens. I had a discussion with some posters a few weeks back and they explained the 3 different CB websites, and what you get for free with each, and/or what you have to pay for, and how you can get information from them for free. I can not seem to find those posts and have no idea what subject title they were under. Can anyone point me in the right direction? Or, if not, help me out with answers. Thanks.
Did you post in that thread? If yes, have you gone back to your profile and look at your old posts?
https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/869837
Yes, I did, and I did go back. That's the crazy part. I went through many of my old posts, where I thought the conversation took place and I still can't find it.
To answer your question in regards to free or almost free 3B reports...
Free or $1 you can obtain your 3 bureau FICO 8 scores and reports at Experian or CreditCheckTotal (part of Experian). Cancel in 7 day or less to avoid the re-occurring monthly charge. Wash, Rinse, and Repeat as needed.
AnnualCreditReport. Free weekly 3 bureau online reports through April 2021.
Free credit reports (disregard the VantageScore 3.0 score) at:
Credit Karma for weekly TU and EQ reports.
WalletHub for daily TU report.
@AllZero wrote:
@Repairman wrote:
@AllZero wrote:
@Repairman wrote:I hate when this happens. I had a discussion with some posters a few weeks back and they explained the 3 different CB websites, and what you get for free with each, and/or what you have to pay for, and how you can get information from them for free. I can not seem to find those posts and have no idea what subject title they were under. Can anyone point me in the right direction? Or, if not, help me out with answers. Thanks.
Did you post in that thread? If yes, have you gone back to your profile and look at your old posts?
https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/869837
Yes, I did, and I did go back. That's the crazy part. I went through many of my old posts, where I thought the conversation took place and I still can't find it.
To answer your question in regards to free or almost free 3B reports...
Free or $1 you can obtain your 3 bureau FICO 8 scores and reports at Experian or CreditCheckTotal (part of Experian). Cancel in 7 day or less to avoid the re-occurring monthly charge. Wash, Rinse, and Repeat as needed.
AnnualCreditReport. Free weekly 3 bureau online reports through April 2021.
Free credit reports (disregard the VantageScore 3.0 score) at:
Credit Karma for weekly TU and EQ reports.
WalletHub for daily TU report.
In addition to @AllZero you can also check your EX FICO8 for free CreditScorecard
Good Luck👍




