Made it into the 700 Club -- What ?????

[CreditInspired]

So, when I pulled my CCT CR this morning and saw the 13pt increase:

EX 691 - 704

TU 718 (no change)

EQ 698 - 702

I just knew my tax lien had fallen off (huh, a day early!) and was doing the happy dance.

I scurried to check both CCT and CK, but nope, the tax lien is still showing on all 3 CRs.

So, do I dare to HOPE that tomorrow (July 1) I'll have another nice bump in scores. I'll definitely report back.

Well, just making it to the 700 Club is celebration enough.

[fltireguy]

Congrats!!! I made it there myself 2 weeks ago... feels good doesn't it?

[CreditInspired]

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@fltireguy wrote:
Congrats!!! I made it there myself 2 weeks ago... feels good doesn't it?

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It really does! Thank you and Congrats to you too.

[Anonymous]

Congrats!

I have a few disputes out there and hope they get fixed.  Just a few things need to drop and I hope I get there as well.  I will also have some good stuff reporting soon.

[Anonymous]

Nyce! I made it there myself last month.Was at 705. I use CCT. But then a few weeks in, The score dropped about 50+ points. I paid ff a few CC bills, usage on a few other cards increased. And the loan on my Cruze reported as paid off (totaled). With the addition of my new car loan... I'm all fuk'd. It will take some time to get back up there, but I'm in a good place.

[Anonymous]

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@Anonymous wrote:
Nyce! I made it there myself last month.Was at 705. I use CCT. But then a few weeks in, The score dropped about 50+ points. I paid ff a few CC bills, usage on a few other cards increased. And the loan on my Cruze reported as paid off (totaled). With the addition of my new car loan... I'm all fuk'd. It will take some time to get back up there, but I'm in a good place.

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It's sad that stuff like that has such an impact on your score even though you don't seem to be doing anything bad.

Do you like CCT?  I am thinking of using them instead of MyFICO since they update every month instead of quarterly like MyFICO does.

[CreditInspired]

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@Anonymous wrote:

Congrats!

I have a few disputes out there and hope they get fixed.  Just a few things need to drop and I hope I get there as well.  I will also have some good stuff reporting soon.

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Thanks VoltaicShoc and I'm rooting for you.

[CreditInspired]

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@Anonymous wrote:
Nyce! I made it there myself last month.Was at 705. I use CCT. But then a few weeks in, The score dropped about 50+ points. I paid ff a few CC bills, usage on a few other cards increased. And the loan on my Cruze reported as paid off (totaled). With the addition of my new car loan... I'm all fuk'd. It will take some time to get back up there, but I'm in a good place.

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Being in a good plase is what counts most. Since my scores are so close to the border, I have to admit any little thing can drop them. Like on Monday, I going to ask for a CLI on my NFCU Platinum and going to keep my fingers crossed since it's AR time, it will be a soft pull. One can only hope.

[CreditInspired]

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@Anonymous wrote:

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@Anonymous wrote:
Nyce! I made it there myself last month.Was at 705. I use CCT. But then a few weeks in, The score dropped about 50+ points. I paid ff a few CC bills, usage on a few other cards increased. And the loan on my Cruze reported as paid off (totaled). With the addition of my new car loan... I'm all fuk'd. It will take some time to get back up there, but I'm in a good place.

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It's sad that stuff like that has such an impact on your score even though you don't seem to be doing anything bad.

Do you like CCT?  I am thinking of using them instead of MyFICO since they update every month instead of quarterly like MyFICO does.

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I definitely like CCT. I pull my FICO scores twice a month using their $1, 7-day trial.

[Anonymous]

Congrats!!