Sorry did not see your post earlier. I am looking at getting a home about one year from now.
My Fico scores as of this morning:
TU: 733
EQ: 739
One month ago:
TU: 712
EQ: 713
Experian fako:
EP: 744
I paid down all my CC's to below 10% util. That got my EQ up. TU suprised me. I had a 30 and 60 day late
showing and that kept my score increase to only 7 points. This morning I checked my daily puller and
it showed that my TU score had dropped by 9 points? I pulled my TU Fico and to my suprise it showed
a jump from 712 to 733. My new NFCU CC was showing and the 20K CL reduced the util to 7% and
the 30 day late had dropped off 6 MONTHS EARLY!!! Funny because that is one that I had never
disputed...go figure.
Message Edited by swanky on 01-31-2010 08:19 AM
Message Edited by swanky on 01-31-2010 08:27 AM
