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@scramblingin2007 wrote:wordslayer, you sound like a very sensitive person like myself...this is why you should never, ever talk to a collector on the phone or in person! You are putting yourself in a vulneral position. Good credit does not come in 1 day, I have been working on mine for 6 months now..Yes it is very frustrating at times but you cannot take it personal. Just start using dv, gw and pfd LETTERS and do some online disputes but please for heavens sake...stay OFF the phone with these people....they do not care about you and they never will...but we do..so stick around with us
wordslayer wrote:
Hmmmm.....what do you think about this?
We should do them like they would do us, if we owed them money.
We should call them every day. For example:
Me: Hi, Snake! Just wanted to know when you were going to change the negative on my credit report.
Snake: I told you that I am not changing anything on your report. I told you that yesterday, and I told you that the day before. Would you quit harassing me?
Me: You chose to work here. You chose to take on the responsibility on working with those who have credit issues. I have credit issues, and since you choose to put yourself in this position, and because of that, then you are the person that I need to talk to.
Snake: Just let it go. I can't really change it.
Me: Do you think you will have it changed by next Thursday? Will your boss be in by then, and maybe he can talk to you and help out. Can I get you to commit to me that you will, at least, have tried something by then? I think I've been very patient, and you did take on this obligation.
Snake: Look, please don't call me tomorrow. I won't have anything done by then. I'm doing the best I can here. I have other accounts to deal with, and with you stressing me out, it makes everything harder. It won't do you any good if I lose my job.
Me: I'm writing it down that you have committed to me that you will do something by next Thursday.
Yeah, that's what I'd like to do. I'd like to harass them like they do every other hard working person that is under stress.