I had a medical bill go to collections in Septebmer 2018 from March in 2018. I have been going back and forth with Aetna as things were not coded properly. I figured I would pay it. as the CA said they would have to report it to the credit bureau so I just paid it and deal with it later. Turns out the medical group from the hospital billed me about $1600 and I was only supposed to be charged $50. The CA is going to mail me an itemized bill from them so I can compare it to my health claim. I think I will call them directly on Monday or see them in person. I figured it out tonight and of course every place is closed so it will have to wait until Monday. Think the name of the CA was Credit Services. They were super nice. I will have to call this medical group on Monday and get a refund. That is not the worst part.
I got a letter today from a CA called PCB from the actual hospital for $2,567.22. **bleep**?!? Then I got another bill for $782 from the hospital. The $782 bill was for something that was coded wrong too stating the procedure was not for my gender. It was a cyst drain so obiously it is not gender related.
What a nightmare. I do not even know where to begin. I just rebuilt my Fico to be 711. The letter from the CA was sent on October 9th and it is now October 12th. The italics on it states I have 30 days to dispute the validity otherwise they will consider it accurate. I do not what to do. How long until these clowns report to the major credit bureaus? I have to wait out the weekend to call them on Monday. My CR is clean so far and no sign of reporting. I have the money to pay it off. Even thinking of signing up for a CC to have it go to a SUB. My util is about 3% and I am 1/24 so why not right? LOL
How long before this CA reports? 30 days? The last CA told me as long as I paid them in 30 days it would stay off my report. Any help with the above is much, much appreciated.
