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Less than a year ago (11 months, to be exact), I came to this board because my credit was bad. I think my scores were around the 550 range at the time. Now, my scores are TU 655, EXP 642 and EQ 628 (not showing a recent paid item). While it is true that paying down debt has contribued in part, the techiniques I have learned through all of you (mainly, GWs) have resulted in having several, several baddies removed. I am THRILLED that my scores are finally on the upswing. Hopefully, by the time I need to get credit again, I will be able to do so.
THANK YOU ALL!! To those of you just beginning, stay around here.....it will make all the difference.
Very inspiring! Congratulations. I'll say you'll be able to get credit the next time you're in the market. What a rebound!!!