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@babbles Gotcha, it's a learning curve for me. All 3B on myFICO for F8 scores reacted differently than I thought they would but I need to test the waters for myself being I've not had credit in 5 years or even looked at my report not even once since 2018 until April. I have learned soooo so much here in the 2 brief months I've been here. Best of luck with your goals.


Thanks Thomas! Will do! ![]()
So I did gain a point from TU for the $10 decrease to 0 on one of my NFCU cards