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Myfico and experian updates?

tag
Anonymous
Not applicable

Myfico and experian updates?

Just got email this morning from 2 accounts disputed results and both got deleted(great day). Yet myfico has not triggered an alert at all. Credit.com has already jumped my score 29 points why hasn't myfico updated experian score.
Message 1 of 10
9 REPLIES 9
TXinandout
Frequent Contributor

Re: Myfico and experian updates?

Same here, Experian has moved several times (I know because I have CCT) and on myfico, nothing!
BK Discharged 06/02/2016 SCORES AROUND 475

Current scores:
EXP-667
EQ-654
TU-653
Message 2 of 10
Anonymous
Not applicable

Re: Myfico and experian updates?

Not sure about the slow grab, but hooray on the deletions and bump!! Grats!

Message 3 of 10
JayTee1
Frequent Contributor

Re: Myfico and experian updates?

In my experience, MyFico will only respond to a balance change, new account, or account status change.  Also, they only will update each bureau based on their pulling of that bureau's report, which may be only every few days.

March 2014: Abysmal, low 500s


April 2015: TU 607 | EQ 599 | EX 608
March 2019: TU 717 | EQ 727 | EX 727
Message 4 of 10
surferchris
Valued Contributor

Re: Myfico and experian updates?

Congrats

Current Cards:
AmEx Hilton Honors Surpass//AmEx Platinum Card//Ann Taylor Rewards Mastercard//Capital One Platinum Card//Credit One AmEx//Credit One Platinum VISA//Fingerhut//Navy More Rewards AmEx//TruWest Platinum VISA//Aspire VISA//Costco Anywhere VISA//Lowes Advantage//Apple Card
Loans:
1 Mortgage/////Navy FCU Auto Loan (2020 Jaguar I-Pace)//Capital One Auto (2016 BMW i3)
Next Cards (4th QTR 2022):
Navy Flagship Rewards VISA//Chase Sapphire Preferred
Stats:
Scores: 700's // Inq's: 1 for mortgage // Util: 1% // AoOA: 21 yrs

Message 5 of 10
Jesedmotherof5
Established Contributor

Re: Myfico and experian updates?

I noticed the same thing with my fico.
6/9/08 FICO TU 697 EX698 EQ 618uti 6% (once new accounts hit) BIZ- DUNS 80, EX 35
GOAL 2008- 700s+ new car
2010 BE a first time buyer
Message 6 of 10
RonM21
Valued Contributor

Re: Myfico and experian updates?

Congrats. I used to have myfico, but in my personal experience, they were slower to update than others.


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 7 of 10
gdale6
Moderator Emeritus

Re: Myfico and experian updates?

Not all changes at the CRAs trigger updates and there are some that will only trigger 2 CRA updates with myFico. I find that if there is an update it happens within 48 hours of the event.

 

http://myfico.custhelp.com/app/answers/detail/a_id/463/kw/3-bureau%20monitoring/session/L3RpbWUvMTQx...



http://ficoforums.myfico.com/t5/myFICO-Product-Feedback/Enhanced-alert-feature-on-the-monitoring-of-...

Message 8 of 10
Anonymous
Not applicable

Re: Myfico and experian updates?


AFTERLIFE401 wrote:
Just got email this morning from 2 accounts disputed results and both got deleted(great day). Yet myfico has not triggered an alert at all. Credit.com has already jumped my score 29 points why hasn't myfico updated experian score.


This morning I received a MyFico alert about a change at Experian.

 

16 minutes later, I was informed by Experian (paid subscription) of the same information.

 

* for me, MyFico seems to be working very well.

Message 9 of 10
Anonymous
Not applicable

Re: Myfico and experian updates?

Still no update now with transunion and experian still waiting
Message 10 of 10
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