NEED HELP FAST

[Anonymous]

Hi there! I am a new visitor to this site and I am not sure what I should be doing to get advice from the forum. I have seen your posts and decided to come straight to you so I hope you don't mind. I have an issue with CACH LLC that I am up against a wall on. My husband had an old credit card that went into default after I lost my job. He was a realtor at the time and that wasn't getting him anywhere either. I had talked to Providian who originally held the card and they said to wait until the collection agency returned it to them and I could make an arrangement on it. So I waited and checked every so often. The last CA to have the account got it in OCT 07 and sold it in NOV 07 to CACH and now I have to deal with Thomas K Bramford in Dallas. I had paid them $500 last month to keep it from going to court (what they told me would happen) and then I told them I would try to come up with $1000 by March 31st which is what they demanded. I am just learning how to deal with all of this and I probably shouldn't have paid them to \begin with and now I don't have $1000 because I am still behind on my mortgage and that has to come first. Do you have any suggestions on what I should or can do?? I really do appreciate it. Sincerely Stlmoslayer

[Anonymous]

When did it first go deliquent?

Have you talked to Providian?

[Anonymous]

I might be wrong to say this but from my experience, CA threaten to sue all the time. Since you already sent them the $500, I wouldn't send more.

I have been threatened to be sued up and down. I have yet to see that happen. That's the only piece I can help you out on.