NFCU LOC approval!

Anonymous · ‎09-13-2015

so i posted my credentials in the official NFCU thread and in the "general credit" section if you're curious but i wanted to get loc with them for the just in case and did the max and was approved for $15k!! i only make $30k a year! lol

that doubles my credit card with them that is also my highest CC limit.

i am mildly blown away some because that's a very big limit for such low income and before july my highest revolving line was $3,400... what a change of pace

scores:
EX - 691
EQ - 686
TU - 697

Mellon · ‎09-13-2015

Congrats!!

Anonymous · ‎09-13-2015

thank you

Anonymous · ‎09-14-2015

Congrats! Hopefully you wont need to use all of it before your income 'catches up'.

I am an Army Vet but didnt retire so I am not eligible to join NFCU. I am in USAA, close, but not quite.

I have read lots of great things about NFCU and if I had membership, I would really take care of it.

Congrats again, stiill envious of the membership, lol

jbsea · ‎09-15-2015

congrats... I really love having this TL so I think that you will like it too.

Amex Gold / Amex Platinum / Amex Marriott Brilliant/ Amex BCP/ Capital One Venture (AU) / Capital One Savor One/ Discover / NFCU Cash Rewards / BOA Unlimited Cash Rewards / NFCU GO Rewards (AU) / Amex EDP / NFCU Flagship Rewards / Chase Freedom (AU) / Capital One QuickSilver / Citi Costco (AU) / Amex Delta

Anonymous · ‎09-15-2015

i imagine i will. the apr sucks though. 15.9%

Anonymous · ‎09-17-2015

once i activate this LOC am i able to access it directly via transfer? or is it ONLY if i overdraft..

Anonymous · ‎09-17-2015

To respond here as well, you can't transfer money from it but they send you checks that draw off of it.

Anonymous · ‎09-17-2015

sorry didn't know which one would get a response lol thank you though

Anonymous · ‎09-17-2015

are you able to request more? if you run out?