I have STILL been trying to get this fixed. As a reminder - NMAC was reporting my 5 x 30 back in 2004 and in addition to that, 6 months after I paid it off they changed my Current Status from Pays as Agreed to Pays 31-60 Days. Well, today I got another letter from NMAC (about the 4th one) saying that they were updating my credit report but this time instead of saying the payment history was 5 x 30 it says 0 x 30. Does this mean they are going to delete all of the late pays?
