@Mylofico.
I think you are off to an awesome start to your plan. You seem to be deligently devoted and you've made some good progress. I read through your thread and the only thing I've thought to add is possibly contacting your creditors (granted if you've never missed any payments) to see if you could receive an interest reduction? Anything could help at this point and you may never know unless you try! Stay focused and motivated.
Score: F8 EQ 609, EX 597, TU 614 (1/17) Current Score: F8 EQ 701, EX 714, TU 689 (12/18)
@Cherekas wrote:I think you are off to an awesome start to your plan. You seem to be deligently devoted and you've made some good progress. I read through your thread and the only thing I've thought to add is possibly contacting your creditors (granted if you've never missed any payments) to see if you could receive an interest reduction? Anything could help at this point and you may never know unless you try! Stay focused and motivated.
Thanks! its going slow and I hate that but its going. I actually started the APR chase today after reading your post. I will report back with any progress.
Well it looks like all my dreams have been answered. My golden parachute finally deployed. I got a mailer from First Preimer for a Platinum card with a...wait for it...TEN HUNDRED DOLLAR limit! $1000 smackeroos and all for the low price of 36% APR and $79 a month and $8 monthly! I simply cannot wait to app it! 
Not wanting to derail this thread I will post a link for anyone wishing to follow the Amex Business card adventure I am on.
http://ficoforums.myfico.com/t5/Business-Credit/American-Express-Simply-Cash/td-p/4936916
@MyLoFICO wrote:Well it looks like all my dreams have been answered. My golden parachute finally deployed. I got a mailer from First Preimer for a Platinum card with a...wait for it...TEN HUNDRED DOLLAR limit! $1000 smackeroos and all for the low price of 36% APR and $79 a month and $8 monthly! I simply cannot wait to app it!
What would seriously amuse me is if they actually put it exactly like that on the mailer...TEN HUNDRED DOLLARS...lol
@MyLoFICO wrote:Well it looks like all my dreams have been answered. My golden parachute finally deployed. I got a mailer from First Preimer for a Platinum card with a...wait for it...TEN HUNDRED DOLLAR limit! $1000 smackeroos and all for the low price of 36% APR and $79 a month and $8 monthly! I simply cannot wait to app it!
I got the same one last week, but my guaranteed limit was $1500 (which we'll call $0.0015 Million instead). See what you have to look forward to when you get those scores up even higher? It arrived with a prequalified offer from Barclay for the MasterCard Black Luxury or whatever it's called. The APR was only like 15.49%, but it had a much higher APR than the First Premier at $495, so I was leaning toward the FP but ultimately remembered I was in the garden.
@K-in-Boston wrote:
@MyLoFICO wrote:Well it looks like all my dreams have been answered. My golden parachute finally deployed. I got a mailer from First Preimer for a Platinum card with a...wait for it...TEN HUNDRED DOLLAR limit! $1000 smackeroos and all for the low price of 36% APR and $79 a month and $8 monthly! I simply cannot wait to app it!
I got the same one last week, but my guaranteed limit was $1500 (which we'll call $0.0015 Million instead). See what you have to look forward to when you get those scores up even higher? It arrived with a prequalified offer from Barclay for the MasterCard Black Luxury or whatever it's called. The APR was only like 15.49%, but it had a much higher APR than the First Premier at $495, so I was leaning toward the FP but ultimately remembered I was in the garden.
but...don't you watch their commercials? the Black card makes that oh-so-sexy metal *plink* sound when you drop it on the counter...MUST GET IT!!!!
Haha! Plat and CSP are plinky enough. And of course I meant lower AF, not APR above. Too many acronyms.
@K-in-Boston wrote:
Haha! Plat and CSP are plinky enough. And of course I meant lower AF, not APR above. Too many acronyms.
You're right about that. Besides, I just remembered I don't need a premium card to get satisfying metal! 
@Anonymous wrote:
@K-in-Boston wrote:
Haha! Plat and CSP are plinky enough. And of course I meant lower AF, not APR above. Too many acronyms.You're right about that. Besides, I just remembered I don't need a premium card to get satisfying metal!
Hahaha!! I want a metal Target or Kohls card. I bet I get free popcorn at the snack bar at Target too!