Need some Advice

[rbrown973]

Hey Guys & Gals,   I'm close to the finishing stages of cleaning up my report. However, I have 2 student loans left on my report that are reporting 120days late but is paid in full and been since Jan. 07

My question is 1. how can I get them to update the account to "paid as agreed" 

2. Also the date of last activity is May 06; How much of a impact does this have on my credit score?

Thanks in advance

[Anonymous]

You can disput it with the CRAs  BUT  it might come back   paid   your best bet is to write to the OC  ans ask to have the 120 day late remove & report  paid as agreed.

If reported  paid    will not remove the late pay     only the OC can do that.

DOLA  does not have anything to do with scores.