I have a Sallie Mae acc't on my CR, shows as opened Mar 2001, paid off by May 2002. Problem is, I wasn't enrolled in school at this time and was actually knocked up and living back at home. The DV letter seems like it would kind of work, as long as I take out references to a "collection agency" but the part about "dispute the validity of this debt" isn't quite what I need to say. Is there a different letter I should use??
