New account.....but it's not mine...

[Anonymous]

Myfico alerted me on Saturday that my score had changed so I logged in to see, said my TU score went up 7 points. Yay! (I think to my self) I look at the alert and it's for a new charge account with a 300.00 limit. Doesn't say who it is or anything. I haven't applied for anything for several weeks and none of the new cards I have are 300.00 limits. Only reported for TU, EQ and EX not reporting. Other strange thing is none of my other monitoring services have picked it up yet (ck or cs).
Wonder if it is fluke or if I should be worried and pull my reports again. I did recently open a savings and checking account with USAA but don't have overdraft or a line of credit on them.
Any thoughts???

[taxi818]

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@Anonymous wrote:
Myfico alerted me on Saturday that my score had changed so I logged in to see, said my TU score went up 7 points. Yay! (I think to my self) I look at the alert and it's for a new charge account with a 300.00 limit. Doesn't say who it is or anything. I haven't applied for anything for several weeks and none of the new cards I have are 300.00 limits. Only reported for TU, EQ and EX not reporting. Other strange thing is none of my other monitoring services have picked it up yet (ck or cs).
Wonder if it is fluke or if I should be worried and pull my reports again. I did recently open a savings and checking account with USAA but don't have overdraft or a line of credit on them.
Any thoughts???

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@Anonymous wrote:
Myfico alerted me on Saturday that my score had changed so I logged in to see, said my TU score went up 7 points. Yay! (I think to my self) I look at the alert and it's for a new charge account with a 300.00 limit. Doesn't say who it is or anything. I haven't applied for anything for several weeks and none of the new cards I have are 300.00 limits. Only reported for TU, EQ and EX not reporting. Other strange thing is none of my other monitoring services have picked it up yet (ck or cs).
Wonder if it is fluke or if I should be worried and pull my reports again. I did recently open a savings and checking account with USAA but don't have overdraft or a line of credit on them.
Any thoughts???

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Well if tu is the only place you are seeing it . you should be pulling it. and i  don't mean from here are my fico. go to the source. Tu so you can see every detail of this mystery account and then dispute it asap. before any damage is done to your credit.
By disputing it now. they will give you let your access your report on line for free. it does not cost anything. just google. Transunion online dispute. Look over the report with a fine tooth comb. and if you are sure it is not yours dispute. Don't wait or hesitate.