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New barclays card account reported twice by experian

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NaaryalHead
Regular Contributor

New barclays card account reported twice by experian

Hello credit gods,

I opened a Barclay uber visa earlier this month and it was reported within 2,3 days as a new account in my experian credit report. Now I see a notification alert pop up about it in both my experian credit monitoring as well as on credit wise from capone. Basically the same account marked as alert coming from experian, a second time. So two alerts about the same account from same credit beaureu about 20 days apart.

My credit score hasn't changed much but is it something worth worrying about?


5k+ CLs: Chase Amazon, Cap1 QS1,
10k+ CLs: BofA Cash Rewards, Amex Cash Magnet, Citi DC, Barclays Uber, Citi Premier, Chase Saphire Preff,Cap1 Savor1



Torch bearer of the Bucketeers' Society. Shamefully carrying a bucketed Cap One QS1 with AF & zero chance of a PC.
Message 1 of 11
10 REPLIES 10
Jnbmom
Credit Mentor

Re: New barclays card account reported twice by experian

Is it actually listed twice on your report? Or did you get 2 seperate alerts regarding same account?

EXP 780 EQ 796 TU 810
Message 2 of 11
Anonymous
Not applicable

Re: New barclays card account reported twice by experian

Are you sure the alert from CreditWise isn't from TransUnion? And like already said above, have you actually seen 2 reported accounts on your reports?
Message 3 of 11
NaaryalHead
Regular Contributor

Re: New barclays card account reported twice by experian

Both the experian app and cap one credit wise show the alert twice. Alerts are both from Experian for the same account. So it is odd. I'm experian only a single experian card is showing so just the alert was issued twice for some reason.

5k+ CLs: Chase Amazon, Cap1 QS1,
10k+ CLs: BofA Cash Rewards, Amex Cash Magnet, Citi DC, Barclays Uber, Citi Premier, Chase Saphire Preff,Cap1 Savor1



Torch bearer of the Bucketeers' Society. Shamefully carrying a bucketed Cap One QS1 with AF & zero chance of a PC.
Message 4 of 11
HeavenOhio
Senior Contributor

Re: New barclays card account reported twice by experian

If the alerts were 20 days apart, it seems to me that the card reported for the second time. Did it come after your first statement date?

Message 5 of 11
NaaryalHead
Regular Contributor

Re: New barclays card account reported twice by experian

Yes about 4 days after my 1st statement. So is this an issue?

5k+ CLs: Chase Amazon, Cap1 QS1,
10k+ CLs: BofA Cash Rewards, Amex Cash Magnet, Citi DC, Barclays Uber, Citi Premier, Chase Saphire Preff,Cap1 Savor1



Torch bearer of the Bucketeers' Society. Shamefully carrying a bucketed Cap One QS1 with AF & zero chance of a PC.
Message 6 of 11
Anonymous
Not applicable

Re: New barclays card account reported twice by experian

If I were you I would forget about it for the next 5-6 weeks.  Pull a fresh EX report five weeks from now (and while you are at it pull a fresh EQ and TU report on the same day from Credit Karma).  If you see exactly one account it may just end up being a mystery that will never be solved (and doesn't need to be).

 

If you see two accounts, then you can circle back with us and decide whether you want to do something about it.

Message 7 of 11
HeavenOhio
Senior Contributor

Re: New barclays card account reported twice by experian


@NaaryalHead wrote:
Yes about 4 days after my 1st statement. So is this an issue?

This looks like expected behavior. Barclays reports a new account soon after it opens. That would have been the first alert. After that, they report the statement balance after the statement cuts. This will happen monthly.

 

Have you viewed your actual credit report? If so, does it show one new Barclays account or two?

Message 8 of 11
Streetervillelady
Frequent Contributor

Re: New barclays card account reported twice by experian


@NaaryalHead wrote:
Hello credit gods,

I opened a Barclay uber visa earlier this month and it was reported within 2,3 days as a new account in my experian credit report. Now I see a notification alert pop up about it in both my experian credit monitoring as well as on credit wise from capone. Basically the same account marked as alert coming from experian, a second time. So two alerts about the same account from same credit beaureu about 20 days apart.

My credit score hasn't changed much but is it something worth worrying about?


Hi OP,

Is there an update on this? DS says this happened to her with Chase and her score went down an additional 9 points after second reporting.  




Message 9 of 11
Floyduda
New Contributor

Re: New barclays card account reported twice by experian

Everything should be Ok, same thing happened to me last year when I opened the Barclays Uber account. 






Message 10 of 11
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