Hi All, special thank you to all the posters and moderators. I've had great progress by just reading and following along threads.
I'm requesting assistance with understanding Proper Validation and what to look out for.
Situation #1 requested validation and received a letterhead with collection agency info and amount owed. Basically looks like a collection letter from the same collector. Ive been advised the original letter was sent and it can not be sent again. What specifics should the validation letter reply have for a cellphone bill? Is there a link or guide that covers Proper Validation? If it's not considered proper validation, what are my rights and actions I should take?
Situation #2 apartment lease broken back in 2010. Validation requested and I received a letter with itemized cost owed. I paid the last month when lease broken but it seems like theyve added addl fees. Is there a specific format or requirement that I should follow to dispute those items?
Any help with sufficient validation from a collector would be helpful.
Thank you.
