My new FICO reports were made available 4/23/2021. The month of April was a busy month for me so I was expecting to see some changes -- nothing...and I mean nothing at all lol - no score increase or decrease and I opened a NFCU cash rewards card, paid off two accounts and lowered my overall utilization. So much for no news is good news lol
@bdebtfree215 wrote:
My new FICO reports were made available 4/23/2021. The month of April was a busy month for me so I was expecting to see some changes -- nothing...and I mean nothing at all lol - no score increase or decrease and I opened a NFCU cash rewards card, paid off two accounts and lowered my overall utilization. So much for no news is good news lol
This is not surprising; it takes time for changes to percolate through the credit network out there. I made a bunch of changes to my credit picture back in March and, like you, when my April numbers showed up, only the "negative" elements of my changes (the apps) showed up. The good news is I hadn't been expecting to see any positive changes until my May numbers post, so when the April numbers came out I wasn't even remotely disappointed.
Ahh- ok so I’ll just reserve my excitement for my July report to be on the safe side. Thanks for sharing. I’m glad it’s not just my report.
@Horseshoez wrote:
@bdebtfree215 wrote:
My new FICO reports were made available 4/23/2021. The month of April was a busy month for me so I was expecting to see some changes -- nothing...and I mean nothing at all lol - no score increase or decrease and I opened a NFCU cash rewards card, paid off two accounts and lowered my overall utilization. So much for no news is good news lolThis is not surprising; it takes time for changes to percolate through the credit network out there. I made a bunch of changes to my credit picture back in March and, like you, when my April numbers showed up, only the "negative" elements of my changes (the apps) showed up. The good news is I hadn't been expecting to see any positive changes until my May numbers post, so when the April numbers came out I wasn't even remotely disappointed.
@bdebtfree215 wrote:
Ahh- ok so I’ll just reserve my excitement for my July report to be on the safe side. Thanks for sharing. I’m glad it’s not just my report.
@Horseshoez wrote:
@bdebtfree215 wrote:
My new FICO reports were made available 4/23/2021. The month of April was a busy month for me so I was expecting to see some changes -- nothing...and I mean nothing at all lol - no score increase or decrease and I opened a NFCU cash rewards card, paid off two accounts and lowered my overall utilization. So much for no news is good news lolThis is not surprising; it takes time for changes to percolate through the credit network out there. I made a bunch of changes to my credit picture back in March and, like you, when my April numbers showed up, only the "negative" elements of my changes (the apps) showed up. The good news is I hadn't been expecting to see any positive changes until my May numbers post, so when the April numbers came out I wasn't even remotely disappointed.
I would think your June report should reflect your changes, some of them may even show up in your May report.
Well that’s my hope but I’m going to tell myself July to help my anxiety lol