Not reporting on EX

AZHeather · ‎05-11-2012

I have several positive accounts that are reporting on my TU and EQ, but not my EX. This, of course, is causing my EX score to be lower than it should be. How do I get it to report? I am guessing that I have to call each creditor and ask them to report to EX??

kjm79 · ‎05-11-2012

Who are the creditors? There are some creditors who don't report to all 3 CRA's. CU's are good examples of this.

You can call the creditor up and ask them if they report to Ex? If they don't then you could always ask them to. But they have to pay to do that.

CH 7 Filed 7/27/15 Discharged 11/16/15
Starting Score: EQ 620 TU 568 EX 593
Current Score (07/13/16): EQ 674 TU 649 EX 674 (FICO's 08)
Cap1 QS ($5350) (Combined QS and QS1) Discover It ($4100) MilStar ($8,600) Fingerhut ($800)
Off to the garden 05/01/16

AndySoCal · ‎05-11-2012

Also how old are the accounts are thay paid and closed trade lines ?

FIC Scores XPN v8 805 V2 831 (SDFCU) TUC V 8 800 07/25 EFX Bankcard v8 822 EFX FIC0 v8 807 Vantage score 4.0 817 via JC Penney
JC Penney 10/2008 4,700 US Bank Cash 08/2010 12,000 Citibank Custom Cash 5/2015 14,100, State Dept. FCU 06/2023 25,000 02/2024 Redstone FCU Signature VISA 10,000 08/23/2024 Commonwealth Credit Union 15000 07/25 Walmart One 5000 12/04/25
Banking: Lafayette FCU Fortera FCU State Department FCU Redstone FCU Hughes FCU Commonwealth FCU
My personal blacklist Axos Bank, Bank of America, Synchrony Bank Capital One TD Bank Comerica Bank BMO US Bank Wells Fargo