@icyhot wrote:So I was checking my credit reports and my jaw dropped to the floor when I saw that there was a new reported collection?? One thing I've always been diligent about is staying on top of my bills and never letting anything go to collection or late payment. So I called the medical provider and asked them WHY did they put this on my report and they've been sending the bills to the wrong address and I never got them. She apologized, gave me a payoff discount and I paid right then. She said she wll contact the collections agency and ask to expedite but I am nervous as crap of what will happen if one of my banks SP me until it comes off. It was reported on Equifax of all places. I don't know if I should preemptively call them and tell them to situation to avoid AA or if I should lay low, not poke the bear and call them if AA happens and pray they restore my account. I'm really nervous about Chase, BofA and Citi. I doubt Amex will bother those teeny limits but I can't lose the other three
This is why im hoping fico 9 is out which will not count medical bills against your report. such a waste of a good credit report. most of the times it is stupid little mistakes like this that messes up peoples credit. or they did not code it correctly to the insurance company to get paid. When you as consumer gets screwed. No way medical should be going on a credit report. glad you got it corrected but i would want that in writting that they are going to have the collection removed.