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Old Auto Account dated 11/18 has a lareif removed will it boost my score

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Anonymous
Not applicable

Old Auto Account dated 11/18 has a lareif removed will it boost my score

Santander had a Vehicle that was traded in on 11/18 and it reported 3 times late 10/18, 11/18, 12/18 on all CR ... its closed because vehicle was traded for a new vehicle 11/18. Would it boost my score at all if I had those lates removed? I have other collections accounts but curious if its worth removing? 

Message 1 of 5
4 REPLIES 4
ldkcivilservant
Frequent Contributor

Re: Old Auto Account dated 11/18 has a lareif removed will it boost my score

If these were the only lates, then removing them would almost certainly help. Since they aren't, it likely won't make much differance.

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Message 2 of 5
babygirl1256
Senior Contributor

Re: Old Auto Account dated 11/18 has a lareif removed will it boost my score

@Anonymous Welcome to the forum . . . It might boost your score if the late items were removed -and- you also planned to address the collection items . . . Wishing you success in resolving all adverse items!!!

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 3 of 5
Anonymous
Not applicable

Re: Old Auto Account dated 11/18 has a lareif removed will it boost my score

Thank you both!! Yes Im going have to send proof vehicle was traded in because Santander refuses to correct the lates

Message 4 of 5
805orbust
Valued Contributor

Re: Old Auto Account dated 11/18 has a lareif removed will it boost my score

Good call. I hate when dealers do this,  it's more common than most realize. 



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