Old auto loan......

[Anonymous]

I have an auto loan PIF with good standing that was never reported to any of the CRA's. I inquired with the bank about this back in 1995 and they in turn sent me a Universal Data Form indicating the loan was PIF. I was told to make copies of this and mail to each CRA but I never did. My question is, is it too late to get this loan added to my CR's? And if it is too late, how long would it have remained on my reports had it been reported when I originally took out the loan?

[Tuscani]

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MintasQuest wrote:
I have an auto loan PIF with good standing that was never reported to any of the CRA's. I inquired with the bank about this back in 1995 and they in turn sent me a Universal Data Form indicating the loan was PIF. I was told to make copies of this and mail to each CRA but I never did. My question is, is it too late to get this loan added to my CR's? And if it is too late, how long would it have remained on my reports had it been reported when I originally took out the loan?

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Never too late. Simply ask them to report. Open postive accounts stay on your reports indefineately.. Closed postive accounts are 10 yrs from closure date.