Open loans

[Ups77]

i have an atv loan and a harley davidson loan opened. Will paying off one of the loans lower my credit score.

[racer-x]

Howdy.  Need more specifics.

Are you trying to buy a house?

Are you trying to keep your score up for a specific reason?

I'd say pay one off if you can.  You'll save money in interest.  Even if you lose a few points, (not saying that you will), it would be worth it to me to pay one of them off.

Use your saved monthly payment and put it towards other debt if you have any.

[Ups77]

Im looking to buy a house currently scores are 725 and up. My total credit card utilization is 2%. Im try to be over 760 on all reports.

[RobertEG]

What derogs remain in your credit report?

[Ups77]

1 on trans Union 296$