I've recently sold my home and paid off everything except One cc $19 bal, $500 limit.
My scores are ex: 594 TU 568 Exf: 616 - Low due to BK in 2003, recently had a GW get a CO removed from 12/07 that I'm waiting to help my score.
I need to know if I should open a Crown Jewelry account or something like that to just get more credit now that I am down to One cc. I need to get my scores up for a home I'm building in 3-4 months.
Thanks!
