cancel
Showing results for 
Search instead for 
Did you mean: 

Optima Recovery PFD truth?

tag
mechanicaljen
Regular Contributor

Re: Optima Recovery PFD truth?

Best of luck.

Message 11 of 16
NY2014
Established Contributor

Re: Optima Recovery PFD truth?

Advise on a situation like this .send a cashiers cash . If they have a pay on line mark it payment in full received as agreed please removed from CRA . Had the same situation with another CA they told me it was a one time offer i sent them a PFD .they said they will delete I called them back after I paid through there online payment By check for recorded .after I called them back they told me it was a one time offer I after I paid .i reminded them .you cashed my check which is my receipt and reminded them I will keep calling until it's removed . The rep apologize for the delays and it was removed 3 day after .
There word is somewhat like going to a crap table and roll the dice . Power Trips
Fico Score 10/6 EQ 702,16 INQ,TU 740, 9,iNQ EX 705,21 INQ,13%UTIL-
,10 yrs history,1.6 yr AA Cap1 Plat,VentureOne,QS ,Barckey RCI, BBVA,Amex BCE,CSP,NFCU Flag, NFCU Go,NFCU,Cloc NFCU busin,NFCU busin Cloc,Amex Delta busn,Bj's busn Perks,Hawaiian air busin, Citi dc, Discover IT,Chase Hyatt,U.S bank flex perks.,Am,ex Business Plat JCP. Commercial, citi Hilton
Message 12 of 16
NOLABelle
Established Member

Re: Optima Recovery PFD truth?

Hi there,

 

I finally reached out to Optima Recovery. I learned that I had not one, but two items in collection with them. One was on my credit report, the other was not; it had already fallen off my report. I paid both for a total of $72 and they faxed over a letter indicating they were paid in full and they will place a request for the accounts to be removed from my credit records. Like someone else stated, they only report to credit reporting agencies at the beginning of the month. So I will learn whether they are actually deleted in early May. I will check back in to let you know whether I was successful. Either way, I am happy to make progress in paying off all my debts.

Message 13 of 16
NOLABelle
Established Member

Re: Optima Recovery PFD truth?

Just checking in to say that my Optima Recovery collection account was deleted as they promised, despite their approval to give anything in writing. Smiley Happy

Message 14 of 16
Shogun
Moderator Emeritus

Re: Optima Recovery PFD truth?


@NOLABelle wrote:

Just checking in to say that my Optima Recovery collection account was deleted as they promised, despite their approval to give anything in writing. Smiley Happy


Congrats!!!!!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 15 of 16
NOLABelle
Established Member

Re: Optima Recovery PFD truth?

Thanks Shogun! Approval = refusal. Sorry about that typo!

Message 16 of 16
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.