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Ordered EQ report last week via phone, how long does it take to receive it

Frequent Contributor

Ordered EQ report last week via phone, how long does it take to receive it

Have tried to dispute 2 paid baddies on there but was never allowed to so via online.  So, I ordered the hard copy last week.  It was $15.00. What product is this, about how long does it take to receive it and will I finally be able to dispute them online with the 10 digit number from the report ?

Its been so frustrating as I've had no problem with TU, but looks like ill have to get one from EX as well. I have a letter from a CA to delete but, it says it can take 45 days to remove unless I dispute online, mail or by phone.Just have no report numbers and EQ is bullish !!

 

FICO :November 2016
TU-761 EQ 756. EX - 749
No Baddies
QS1 -$2,000. Care Credit $9,600.00 CHASE Freedom $3,000.00 Discover IT $1,000.00
Inq TU 4 EQ 3 EX 2
Message 1 of 7
6 REPLIES
Moderator

Re: Ordered EQ report last week via phone, how long does it take to receive it


cuthatcard wrote:

Have tried to dispute 2 paid baddies on there but was never allowed to so via online.  So, I ordered the hard copy last week.  It was $15.00. What product is this, about how long does it take to receive it and will I finally be able to dispute them online with the 10 digit number from the report ?

Its been so frustrating as I've had no problem with TU, but looks like ill have to get one from EX as well. I have a letter from a CA to delete but, it says it can take 45 days to remove unless I dispute online, mail or by phone.Just have no report numbers and EQ is bullish !!

 


Typically a week or 2 for it to arrive in the mail. I would not dispute that CA they are not supposed to delete paid collections ut update them to paid. They are doing you a favor and if the CRA gives them some grief over it they may not be so quick to give someone else a PFD. Most CAs typically update to paid off first then request it be removed if you have a PFD agreement.

"If there's a lack of money in your life, understand that feeling worried, envious, jealous, disappointed, discouraged, doubtful or fearful about money can never bring more money to you, because those feelings come from a lack of gratitude for the money you have."

"Reactions are powerful creators because they contain every element needed to manifest—they're a combination of thought, belief, and feeling in action. Positive reactions create more positive things, and negative reactions create more negative things. If you can respond to negative situations calmly and lightly, instead of with emotional turbulence, what happens next in your life will be so much better."

- Rhonda Byrne

Message 2 of 7
Frequent Contributor

Re: Ordered EQ report last week via phone, how long does it take to receive it

I never did a "PFD" , rather, the CA reported a paid debt that the OC agreed to not report, but it got past them. 

I had zero dealings with the CA..only to get the delete from them, per just asking. The OC had requested it back, twice, according to them..

FICO :November 2016
TU-761 EQ 756. EX - 749
No Baddies
QS1 -$2,000. Care Credit $9,600.00 CHASE Freedom $3,000.00 Discover IT $1,000.00
Inq TU 4 EQ 3 EX 2
Message 3 of 7
Moderator

Re: Ordered EQ report last week via phone, how long does it take to receive it


cuthatcard wrote:

I never did a "PFD" , rather, the CA reported a paid debt that the OC agreed to not report, but it got past them. 

I had zero dealings with the CA..only to get the delete from them, per just asking. The OC had requested it back, twice, according to them..


I see, well I would give them the time and if it doesnt get removed then dispute it at that time. 

"If there's a lack of money in your life, understand that feeling worried, envious, jealous, disappointed, discouraged, doubtful or fearful about money can never bring more money to you, because those feelings come from a lack of gratitude for the money you have."

"Reactions are powerful creators because they contain every element needed to manifest—they're a combination of thought, belief, and feeling in action. Positive reactions create more positive things, and negative reactions create more negative things. If you can respond to negative situations calmly and lightly, instead of with emotional turbulence, what happens next in your life will be so much better."

- Rhonda Byrne

Message 4 of 7
Frequent Contributor

Re: Ordered EQ report last week via phone, how long does it take to receive it

Well, tomorrow, ( Monday ) will be 12 days since placed the order by telephone to EQ with still no report. So, if you are doing as I did, do not expect a hard copy from them for anything less than 2 weeks, it appears!

They wanted an additional $10.00 for immediate online access and I wish I'd done so quite frankly! I'd been 2 weeks into a dispute by now !
FICO :November 2016
TU-761 EQ 756. EX - 749
No Baddies
QS1 -$2,000. Care Credit $9,600.00 CHASE Freedom $3,000.00 Discover IT $1,000.00
Inq TU 4 EQ 3 EX 2
Message 5 of 7
Frequent Contributor

Re: Ordered EQ report last week via phone, how long does it take to receive it

FYI 

13 days...and still waiting on the hard copy I ordered from EQ ! 

 

Guess they want to stretch out a "possible dispute".. by taking so long to send it !

God knows they took the money out my account,  lighting fast though ! 

FICO :November 2016
TU-761 EQ 756. EX - 749
No Baddies
QS1 -$2,000. Care Credit $9,600.00 CHASE Freedom $3,000.00 Discover IT $1,000.00
Inq TU 4 EQ 3 EX 2
Message 6 of 7
Frequent Contributor

Re: Ordered EQ report last week via phone, how long does it take to receive it

15 days, now, and still NO report ! Guess I shall call them to see what's up !!

FICO :November 2016
TU-761 EQ 756. EX - 749
No Baddies
QS1 -$2,000. Care Credit $9,600.00 CHASE Freedom $3,000.00 Discover IT $1,000.00
Inq TU 4 EQ 3 EX 2
Message 7 of 7