PFD Response from RJM Acquisitions - Noah, Tuscany, TNWM

[Anonymous]

Here guys,

I believe this is a full deletion. Just wanted to check with you before I sent the payment. I am so excited. This is the first PFD I have heard back on.

Upon receipt and clearance of $130.38, this account will be paid in full, and as per your specific request, and to the extent possible, RJM Acquisitions LLC will REQUEST OUR REPORTING OF THIS ACCOUNT TO BE DELETED FROM YOUR CREDIT REPORT.


Whoo Hoo!!! My only question is the language TO THE EXTENT POSSIBLE, should I call them or just send a check with a restricitve endorsement?

Thanks guys.

Please weigh in everyone.

Cecilia

[Anonymous]

I would protect myself.  It sounds like they are saying that if they are able to, they will do their best to get this deleted from you.  I would have them reword that notation to say :

Upon receipt and clearance of $130.38, this account will be paid in full, and RJM Acquisitions LLC will REQUEST OUR REPORTING OF THIS ACCOUNT TO BE DELETED FROM ALL 3 OF THE MAJOR CREDIT REPORTING BUREAUS (i.e., Transunion, Equifax and Experian).

Upon receipt and clearance of $130.38, this account will be paid in full, and as per your specific request, and to the extent possible, RJM Acquisitions LLC will REQUEST OUR REPORTING OF THIS ACCOUNT TO BE DELETED FROM YOUR CREDIT REPORT.

This wording covers them for when they say that you asked them to do something illegal and that they can't delete the account because it would take the original creditor to do that.  Read that statement so many times in the past couple of weeks where the CA says that by law they can't.  Their extent possible is too vague, and they are requesting reporting of the account be deleted from who?  They need to be specific as the sample PFD letter states.

Hope this helps.  I am learning a lot but I don't know it all.

Good luck.

[Anonymous]

Bump

[Anonymous]

I want to know the results from this...I just PFD'd the same Company and it would be good to know if they keep their words..congratulations..pray it all works out...

[fused]

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cfstr1 wrote:

Upon receipt and clearance of $130.38, this account will be paid in full, and as per your specific request, and to the extent possible, RJM Acquisitions LLC will REQUEST OUR REPORTING OF THIS ACCOUNT TO BE DELETED FROM YOUR CREDIT REPORT.

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"To the extent possible." I wouldn't pay! Have them rewrite their agreement without the ambiguousness.

[Anonymous]

What Fused said. To the extent possible is their weasel clause.

I'd send 'em a response of a written PFD agreement and a cover letter. Keep the cover letter simple.

Thank you for your letter of July XX, 2007. Obviously we both wish to settle this debt. Please sign and return the enclosed agreement, and upon receipt I will sign it and return the original signed agreement along with payment in certified funds within ten (10) days.

Again, I thank you for your time, and I look forward to your response.

Sincerely,

cfstr1

In the enclosed agreement, I'd use some language from their response so as to try and lull them into complacency, but pile on.

RJM Acquisitions LLC agrees they represent <original creditor insert here> in this matter. RJM Acquisitions LLC  and <original creditor> agree to delete any and all adverse reporting to any credit reporting bureau--including but not limited to Equifax, Experian and TransUnion--to which this debt has ever been reported.

When you put something in someone's hand to sign, they feel stupid to hand it back. This is a psychological trick employed by drug dealers as well as many purveyors of legal products. While I have no personal sales experience in this area, over the years I have acquired many low friends in low places with checkered pasts.

[Anonymous]

I have never sent a PFD but I would not not accept the wording that they have. I would reword it & make them accept your wording.

Upon receipt and clearance of $130.38, this account will be paid in full, and as per your specific request, RJM Acquisitions LLC will  DELETED FROM YOUR CREDIT REPORT

no misunderstanding there.

wait for PRO to tell you though.

[fused]

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Noah_Bodie wrote:

What Fused said. To the extent possible is their weasel clause.

I'd send 'em a response of a written PFD agreement and a cover letter. Keep the cover letter simple.

Thank you for your letter of July XX, 2007. Obviously we both wish to settle this debt. Please sign and return the enclosed agreement, and upon receipt I will sign it and return the original signed agreement along with payment in certified funds within ten (10) days.

Again, I thank you for your time, and I look forward to your response.

Sincerely,

cfstr1

In the enclosed agreement, I'd use some language from their response so as to try and lull them into complacency, but pile on.

RJM Acquisitions LLC agrees they represent in this matter. RJM Acquisitions LLC  and agree to delete any and all adverse reporting to any credit reporting bureau--including but not limited to Equifax, Experian and TransUnion--to which this debt has ever been reported.

When you put something in someone's hand to sign, they feel stupid to hand it back. This is a psychological trick employed by drug dealers as well as many purveyors of legal products. While I have no personal sales experience in this area, over the years I have acquired many low friends in low places with checkered pasts.

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You win post of the day or maybe week!

[Anonymous]

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Noah_Bodie wrote:

What Fused said. To the extent possible is their weasel clause.

I'd send 'em a response of a written PFD agreement and a cover letter. Keep the cover letter simple.

Thank you for your letter of July XX, 2007. Obviously we both wish to settle this debt. Please sign and return the enclosed agreement, and upon receipt I will sign it and return the original signed agreement along with payment in certified funds within ten (10) days.

Again, I thank you for your time, and I look forward to your response.

Sincerely,

cfstr1

In the enclosed agreement, I'd use some language from their response so as to try and lull them into complacency, but pile on.

RJM Acquisitions LLC agrees they represent in this matter. RJM Acquisitions LLC  and agree to delete any and all adverse reporting to any credit reporting bureau--including but not limited to Equifax, Experian and TransUnion--to which this debt has ever been reported.

When you put something in someone's hand to sign, they feel stupid to hand it back. This is a psychological trick employed by drug dealers as well as many purveyors of legal products. While I have no personal sales experience in this area, over the years I have acquired many low friends in low places with checkered pasts.

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OMG Noah, you have such a way with words.....think im in love   lmao

[Anonymous]

Thanks everyone for your help. That's what I was thinking. I will fax this over to them this morning. I will keep you posted.

Cecilia