cancel
Showing results for 
Search instead for 
Did you mean: 

PFD discharged account?

tag
rukati81
Established Member

PFD discharged account?

Is it possible to PFD an account that was discharged through CH7. I just have one last negative on all 3 reports n everything is clear.

Message 1 of 2
1 REPLY 1
RobertEG
Legendary Contributor

Re: PFD discharged account?

Since the debt has been discharged, then technically there is no debt upon which to base an offer to pay.

 

A creditor might have a hard time accounting for income received upon which no recievable asset is in their books, but perhaps they could ledger it as a "charitable contribution" ?

I see nothing legally improper in a consumer wishing to pay a formerly legit debt, although it would still run afoul of the CRA policy of not deleting information based on satisfaction of the debt.

 

 

Message 2 of 2
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.