PFD letter comes back Disputed?

[Anonymous]

Hi,  I sent out a PFD to a medical bill, they wrote back today saying they marked it as disputed and would let me know the outcome of their research.  I know they are going to be able to validate it it's a in house CA.  Yet in the letter the lady made sure she gave me the billing office to the OC.  Should I send out a PFD to that address?  I'm kinda at a loss of what to do now since why I wrote isn't what I got back at all.  Any advice would be appreciatated.

Brendyn

[atlastontheroad]

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Brendyn wrote:

Hi,  I sent out a PFD to a medical bill, they wrote back today saying they marked it as disputed and would let me know the outcome of their research.  I know they are going to be able to validate it it's a in house CA.  Yet in the letter the lady made sure she gave me the billing office to the OC.  Should I send out a PFD to that address?  I'm kinda at a loss of what to do now since why I wrote isn't what I got back at all.  Any advice would be appreciatated.

Brendyn

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When is date of service?  Are they physician's or hospital bills?  For medicals, this is often used as date of first delinquency.  Are you in SOL for your state?  Is there an insurance component to the collection?

If the CA is sending you back to the OC, I'd call the OC and try to pay it to them without ever mentioning the CA.

If you afford to pay, try and get a PFD (or check whychat's HIPAA site for medical specifics) from the OC.  It worked for my two (small and recent) medical collections recently.  Took about  4 weeks from finding them on my report to having them deleted entirely.

Best of luck.

Message Edited by atlastontheroad on 04-08-2008 10:20 PM