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PFD

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Anonymous
Not applicable
‎06-12-2007 05:28 PM
‎06-12-2007 05:28 PM

Re: PFD


Neblett wrote:
 
I haven't had ANY luck with PFDs.  When I mention it to OCs and CAs, they state that it is against their policy.

Did you call or write?
Message 11 of 31
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Tuscani
Moderator Emeritus
‎06-12-2007 05:30 PM
‎06-12-2007 05:30 PM

Re: PFD


nikkoslilmouse wrote:
So Far I am 6 for 6 on the PFD. When they told me that they could not delete whether I paid in full or not then I always ask for a Supervisor or a Manager and explain the situation and tell them that I would be greatful for thier help. If the Collection Agency wouldn't do it I called the OC and I have ended up with 6 letters from the 6 collections we had 4 on mine and 2 on his. I even got a judgement removed from Wells Fargo. Good Luck.
Debbie wink smiley

AWESOME! So happy for you!
Message 12 of 31
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Neblett
Regular Contributor
‎06-12-2007 05:34 PM
‎06-12-2007 05:34 PM

Re: PFD

I called at first, but I just sent a letter to see how/if it works.
Message 13 of 31
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Anonymous
Not applicable
‎06-12-2007 05:45 PM
‎06-12-2007 05:45 PM

Re: PFD


Neblett wrote:
I called at first, but I just sent a letter to see how/if it works.


Send your letters regular mail. Save yourself the money.
 
I'd wait at least 4 weeks before taking a second whack at 'em. Keep changing the format of your letters in an effort to draw attention. A pink envelope. An 8.5 x 11 envelope (even if it's just a one page PFD letter).
 
Maybe try Email as well. Get 'em reacting, then send another letter.
 
Message 14 of 31
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Anonymous
Not applicable
‎06-13-2007 05:12 AM
‎06-13-2007 05:12 AM

Re: PFD

Just remember play to thier sympathy and be really nice, even if they are not. Try to cut a few jokes to break the icewink smiley. Rember they have a bad job-The Collection Companys so go easy on them and that will through them off since they are use to people being rude. I wish you all the best and if I can help just let me know.
 
Debbie very-happy smiley
Message 15 of 31
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Neblett
Regular Contributor
‎07-20-2007 03:49 PM
‎07-20-2007 03:49 PM

Re: PFD

My PFD request with NCO was approved!!!!

They are deleting it from my credit reports!

Hooray!

What a good week.

A 42 point jump on EQ (FICO)...
Approval by my credit union for a new car at 9.2% APR...
Target agreed to delete all my late pay notations...
Now this.

I'm blessed, and I thank you all so much for your advice and support.
Message 16 of 31
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Anonymous
Not applicable
‎07-20-2007 04:09 PM
‎07-20-2007 04:09 PM

Re: PFD

YAY! YAY! YAY!
Wheeeee!
Message 17 of 31
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Anonymous
Not applicable
‎07-20-2007 10:35 PM
‎07-20-2007 10:35 PM

Re: PFD

Huzzah! Huzzah!
Message 18 of 31
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Anonymous
Not applicable
‎07-21-2007 06:58 AM
‎07-21-2007 06:58 AM

Re: PFD

lol @ pink letter Smiley Happy
Message 19 of 31
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Anonymous
Not applicable
‎07-30-2007 08:56 PM
‎07-30-2007 08:56 PM

Re: PFD

wow! Smiley Happy great to hear!
Message 20 of 31
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