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Pay off you loan The loan will still be on your report and its presence is enough to show credit mix
@Guava wrote:Pay off you loan The loan will still be on your report and its presence is enough to show credit mix
I agree. I always advise paying off any debt as fast as possible as long as you don't use up savings. Being debt free is my #1 priority with consideration of scoring a distant second.
As Guava said even after being paid off and closed this will still count in your credit mix although not quite as much as an open, active account.
From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782
"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".