PROS - Fakos

[Anonymous]

TC is that true credit (i would like to subscribe today) and does TC provide FAKOS?

should i get my real scores from each individual CRA periodically??

[Tuscani]

Yes, TC = FAKO.

[Anonymous]

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secchange wrote:

TC is that true credit (i would like to subscribe today) and does TC provide FAKOS?

should i get my real scores from each individual CRA periodically??

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TC is TrueCredit and yes what you get from them are FAKOs, but they're excellent for being able to update your report every 24hours.

It is a very good idea to get your real FICOs for each CR periodically.

Oh, go through the walmart site to sign up for TC, you'll get a little bit of a discount. No coupon required.

[Anonymous]

I recommend getting Fakos evey single day from TC, and every once in a while, pay for your real FICO's from this site.

Has anyone noticed similarity to Fico's and Fakos? At first they were wildly different, but now they are within about 10-15 points of each other. Fakos slightly higher then Ficos. Also, if a Faco does down, a fico almost always goes down too. If a fako goes up, it might go up a lot more then a fico, but the fico still does go up.

Anyone else notice similarities?

[Anonymous]

I have to say when I paid for FICO EQ I was happy to see it had me 60 points higher than FAKO...Do people seriously pay $30/month to check scores only?

[Anonymous]

I am guilty of spending over $100 one month to check scores from this site...because I was so obsessed. You have to be careful, it's like gambling. OR the way I looked at it, I was paying $15 a pop to brighten my day--and I justified it like, well a few drinks would cost this much, and checking my fico is more responsible then drinking..blah, blah, blah...anyway, I'm done being a fico junkie, and have stopped paying for the expensive "fixes" LOL.

[Anonymous]

Ouch - don't have that much to spend...  Actually I could skip the (2) beers right

I admit I'm addicted too, just not at $15/pop for the score

[Anonymous]

Walmart link

https://www.truecredit.com/orderOrigination?op=Welcome:Right&product=CreditMonitoring&cb=WalMart

Message Edited by ilovepizza on 08-09-2007 10:03 AM

[Anonymous]

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beach123 wrote:

I have to say when I paid for FICO EQ I was happy to see it had me 60 points higher than FAKO...Do people seriously pay $30/month to check scores only?

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Yup, I'm sorry to say I do.  I have amex credit secure to check daily fakos, but they are so far off it isn't funny. The great thing about credit secure it that I have the ability to see the slightest change, the alerts tell me when anything has changed (inq, new accounts posting, baddies coming off etc) I'm getting at least 2 alerts a week the last couple of weeks. In the last 3 months I've opened 3 accounts so as inq and the accounts hit each report I see them hit. Awesome.

[ariesdreamer]

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rifleman wrote:
I recommend getting Fakos evey single day from TC, and every once in a while, pay for your real FICO's from this site.

Has anyone noticed similarity to Fico's and Fakos? At first they were wildly different, but now they are within about 10-15 points of each other. Fakos slightly higher then Ficos. Also, if a Faco does down, a fico almost always goes down too. If a fako goes up, it might go up a lot more then a fico, but the fico still does go up.

Anyone else notice similarities?

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I've also noticed the similarities. My FAKOs from TC are hovering near my FICO scores. At one point, though, my FICOs were actually higher than my FAKOs.