PROSPER PROCESS AND HARD PULL?

[Anonymous]

In the near future i am considering a loan with prosper or best egg ......whom over gives me the best rate that is who i am going with ....

My question is ...when is the hard pull done with prosper .......i really cant get anyone to explain the procedure ...is it when you get the money ...or at the time of funding ....best egg does a soft pull and you have 48 hours to decide and then its a hard pull .....but if prosper has the cheaper rate ...i will half to wait till it funds 

I dont want a hard pull from prosper if i decide to go with best egg .....excuse my grammer really not my thing..... 

[Anonymous]

The hard pull is done when you accept the loan and begin the process. In other words, if all you do is check the rate no hard pull will happen. Also, not sure where you heard that Best Egg does a hard pull after 48 hours unless you cancel. They don't. They will, however, spam the crap out of you by both eMail and telephone.

Some others you might consider are LendingClub.com, (they're soft pull only even it you take the loan), PromiseFinancial.com, Payoff.com, Sofi.com, and Upstart.com. All are soft pulls to check your rate.

[Anonymous]

at what step in the procedure is the begin what process does it begin?  what part u mean sign and accept the money? 

[Anonymous]

As soon as you accept the offer.