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I have only applied for membership to PSECU once and they pulled my credit on the December 24th ( day after receiving my fax ) and now again on the 11th of January. I just got the alert in the email, and if I wasn't about to go eat then I would give them a piece of my mind They are awaiting my DL and SSN fax as of now but I fear they might pull again once they receive more documentation... Any success on getting a re-code or removal ???
While I certainly think that making multiple inquiries on their part is a poor customer relations tactic, unfortunately, it is legal.
Once you initiate a business transaction with them, they have the right under FCRA 604(a)(F)(i) to pull your credit report.
The FCRA places no limit on only one credit report pull.
Not a good business practice, but not in violation of the FCRA. If you complain to them, you may be able to get them to re-code the second inquiry as a "soft pull," but again, the FCRA makes absolutely no distinction between hard and soft credit inquiry codes. I would not call them and asssert any violation of the FCRA.