Paid Collection Acount

[Anonymous]

Hi Everyone:

I have a question about some collection accounts. They are both fairly recent (less than 6 months old) so I decided to send my payment in full, to the original creditors (a hospital and the City of South Pasadena). Both companies have cashed the checks I sent. I am wondering how I should proceed now in order to get the collection action off my credit report. Any help would be appreciated. Thank you.

[llecs]

Welcome to these forums. Read and read and read.

It'll be tough to get these removed. You really needed to send a PFD prior to payment so both of you (you and the CA) can mutually agree that these would be deleted in exchange for payment.

One person recently posted that they DVed a paid collection and that they got it removed. Just shy of waiting for 7 years, that may be your only shot.

[SmartCookie]

This isn't the standard procedure, but you should still be fine.  Call the OC and tell them they need to stop having the CA try to collect since there is no amount due.  Dispute the CA's at 'not mine'.  If this does not work, DV them.  You can DV them today, next week, or not at all... all personal choice.  

You can take this further if it does not work, but it should... and there's no reason to make it more complex.  G'luck.