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Paid on time for 6 months

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Gracie15
Valued Member

Paid on time for 6 months

I have been paying my car payment on time now for 6 months. This month, I also had to pay the IRS which threw everything off. I will be making the payment this Thursday. I am wondering if anyone knows if, on my credit report, will it show up as late. I wont be 30 days, it will be like 16. I think I know that it won't show up as late, but would like someone with experience to confirm. Feeling like a bit of a loser, but there was only so much money this month.


Starting Score: EQ: 559 Score Watch
Current Score: EQ: 646 TU: 667 EX: 664 Lender Pull
Goal Score: 640


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MarineVietVet
Moderator Emeritus

Re: Paid on time for 6 months


@Gracie15 wrote:

I have been paying my car payment on time now for 6 months. This month, I also had to pay the IRS which threw everything off. I will be making the payment this Thursday. I am wondering if anyone knows if, on my credit report, will it show up as late. I wont be 30 days, it will be like 16. I think I know that it won't show up as late, but would like someone with experience to confirm. Feeling like a bit of a loser, but there was only so much money this month.



Hi there.

 

It shouldn't show on your reports since it will not be 31 days late after the due date. But keep an eye on it.

 

ETA: Also be prepared to pay late payment fees.

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Gracie15
Valued Member

Re: Paid on time for 6 months

Thanks for the response. Feeling a bit better. 9 more months and that baby is paid off!!!!


Starting Score: EQ: 559 Score Watch
Current Score: EQ: 646 TU: 667 EX: 664 Lender Pull
Goal Score: 640


Take the FICO Fitness Challenge
Message 3 of 3
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