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PayPal debit card pull?

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Anonymous
Not applicable

PayPal debit card pull?

I'm in the garden... and I am staying in the garden until the right time... but I use PayPal an awful lot for ebay transactions because I sell a lot on the website. I'm always getting funds transfered to my account and I've just come across a cool feature: PayPal Debit Card! I went to the app page and it's asking for my social security card to preform and identification and credit check... hmmm... does PayPal pull at my credit score (HP or SP) to apply for a DEBIT card? I meet the requirements of:

 

  • Have a Premier or Business account in the U.S.
  • Have been a PayPal member for at least 60 days.
  • Have a confirmed address. The easiest way to confirm an address is to link a credit card whose monthly statement is sent to a physical street address (not a P.O. box).
  • Provide your Social Security number and your date of birth.
  • Be an active PayPal member in good standing.

However, I currently have 12 inquiries on my account (hence the gardening) and I really do not want or need a 13th... Is PayPal going to pull at my credit or am I safe to apply for a PayPal DEBIT card? Thank you!

Message 1 of 6
5 REPLIES 5
coldnmn
Mega Contributor

Re: PayPal debit card pull?

I didn't have a HP for the PayPal debit card. I think they need your SS# for identify credit card act.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 2 of 6
Anonymous
Not applicable

Re: PayPal debit card pull?

OK, I'll go ahead and apply for one then... just double checking. Thank you. Smiley Happy

Message 3 of 6
-Wade-
Valued Contributor

Re: PayPal debit card pull?


@Anonymous wrote:

OK, I'll go ahead and apply for one then... just double checking. Thank you. Smiley Happy


It will only be a SP to verify your ID

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 4 of 6
pizzadude
Credit Mentor

Re: PayPal debit card pull?


@-Wade- wrote:

@Anonymous wrote:

OK, I'll go ahead and apply for one then... just double checking. Thank you. Smiley Happy


It will only be a SP to verify your ID


+1.  No hard pull. 

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 5 of 6
Anonymous
Not applicable

Re: PayPal debit card pull?


@pizzadude wrote:

@-Wade- wrote:

@Anonymous wrote:

OK, I'll go ahead and apply for one then... just double checking. Thank you. Smiley Happy


It will only be a SP to verify your ID


+1.  No hard pull. 


Great, thanks everyone!

Message 6 of 6
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