Paying Chase CC to $0

[CivalV]

If I paid my Chase CC to $0 can it be updated & reported the CBRs right away? Do I need to call in? 

[4sallypat]

It will report automatically when Chase reports after the next billing cycle.

If you need a mortgage rapid re-score - you can ask them.

[gdale6]

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@CivalV wrote:

If I paid my Chase CC to $0 can it be updated & reported the CBRs right away? Do I need to call in? 

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If you pay it to 0 and there are no outstanding authorizations that would post on the same day as the account is zeroed out then yes they will report it pretty quickly mine are at the CRAs within 5 days.

[REDBOYYY56]

I'm not a fan of chase even though I have their cards, but they do report quickly when your balance hits zero. In my case, 2/3 days.

[CivalV]

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@REDBOYYY56 wrote:

I'm not a fan of chase even though I have their cards, but they do report quickly when your balance hits zero. In my case, 2/3 days.

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Thank you! I was hoping it would report sooner than my statement date.