My first payments are due on the two new cards I just received. The first has a 750 limit and the balance which is on the statement is 40.04 The actual balance is 205 which is not (164.95) on the statement yet. Should I pay the 40.04 or the entire amount or some portion there of? The second card only have the 39 annual fee on it, I was thinking of only paying 20 of it because I dont plan on using much because it only has a 300 limit and I want to keep a low balance, at least that is what I am gathering from other posts is to keep under 30% utitlization and 10% balance. Any advice would be helpful.
I also sent out a few GW letters and a PFD and waiting to se whta kind of responses I get. Thanks to all of the contributors on this site. I will keep everyone posted on the results. I find myself now passing all this info to everyone I talk to.
