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Doesn't make sense to me. Has anyone experienced this?
I have had a Savings account for a year or so.
In the last few days I Got a Powercash CC (Equifax HP)
In the last few days I Got a Personal Loan (Experian HP)
I figured I would open a Checking account for more relationship points But definitely don't want their system to try and do a Hardpull for it.
I know consensus is they don't Hardpull for a Checking account but you never know. I don't need the Checking account and Definitely don't need a HP for it.
Any ideas why they want my Equifax report unlocked?
*Update
Talked to Rep. about my concerns and they stated that the system just does that and assured me it would not affect my credit so no worry about a HP.
Unlocked account and they soft pulled then told me to lock my reports back up. About 5 minutes later received email with info of the New Checking account.
Well I guess they wanted to if you didnt call a CSR. They Hp'ed me for their checking but used the same HP for their CC a couple yrs back.
I had a SP on EQ for my savings account with them last summer. I don't recall any other SP and definitely no HP for it.

@FireMedic1 wrote:Well I guess they wanted to if you didnt call a CSR. They Hp'ed me for their checking but used the same HP for their CC a couple yrs back.
@FireMedic1 That's definitely something I did not want. A HP for opening a Checking account. Never can be too cautious.